This Is How You Get a Perfect 850 Credit Score

In the world of credit, establishing a credit score of 850 is like being granted a lifetime achievement award. Both FICO and Vanguard--widely used credit-scoring models--consider 850 to be the highest possible credit score. The score is perfect. Exceptional. Untarnished. But... is it possible? The short answer, according to experts: Well, yes. But an 850 credit score takes time and strategy. And, if we're being completely honest, it may not be all that it's cracked up to be. Here's what you need...